twenty years ago; i had a conversation with him in a relaxed unassuming fashion, talked through possible remedies to the benefit of those agreements that are, and what the was true in the contract, at the end of which he said “tell you what, i am going to put you down as uncollectable, let us know if your situation changes and you want to continue your payments” i said “thank you very much for your help and time”… i have found that genuine curiosity and a willing participation with your family on the other end of the line is as important, or maybe even more important, than knowing all the ins and outs of the legal mumbo; that said, i suggest you dig in to some of the videos and links that mike and others have posted recently, especially in regards to equity, this avenue seems to have the most proven results…there are many paths and it is important to lay your own foundation of knowledge so you can proceed free of fear and anxiety, as this will greatly color your outcome. in this there is no singular magic bullet. hope this is helpful, abe
Executive Co-Op Member 
